Need an appraisal in Rhinelander or Oneida County?
Here are the top 7 reasons WI homeowners need KEY INSIGHT:
Own a home in or near Rhinelander, WI and need help determining the price of it?
At KEY INSIGHT, we understand the individual needs of a homeowner after appraisal services. Our customary business clients get the appraisal process and the customary reporting formats. But as a consumer,we'll be sure you get extra guidance and explanations through the appraisal process to understand what we do and how we report the results of our analysis.
For-Sale-By-Owner (FSBO) / Pre-Listing Services
Since you have an emotional attachment to your home, it's often very hard to be objective about it. Our professional appraisers at KEY INSIGHT are objective. We won't just tell you what you want to hear, we'll tell you what you need to know. In addition to helping you set a realistic price to sell at so your house will attract many interested buyers, a professional appraisal is very crucial as a negotiating tool once you have a potential buyer. The appraisal is something concrete to show the buyer. The appraisal is an independent third party's opinion of your property's value, not just how much you think your house is worth. Potential buyers assume that you have an emotional attachment to your home and will be much more likely to give credibility to a qualified appraiser's value estimation than yours.
PMI Removal Appraisals
PMI stands for Private Mortgage Insurance. A popular way to cut costs for homeowners is getting the PMI canceled from their mortgage loan, thus saving them money on their monthly payments. Your monthly payments will go down once your mortgage loan is less than 80% of the value of your home. In most cases you can apply to your lender to have the PMI removed from your loan. KEY INSIGHT is seasoned in helping people just like you dismiss unwanted and unneeded PMI insurance.
Challenge Oneida county's assessment of your property
Your local tax assessor may have your home overvalued if you live in a region that's declining. That only means you're most likely paying more taxes than you should. Since your property assessment may likely go up again in the next period, the sooner you take care of things like this, the better off you'll be. An expert appraisal from KEY INSIGHT is your best weapon when challenging your property tax assessment.
Was your HELOC recently frozen?
Your lender might make the decision to automatically freeze your home equity line of credit (HELOC) if your property is close to a declining area -- even if your specific property has not declined in value. Not only can this be difficult and inconvenient from a cash flow point of view, but it can be damaging to your credit score since it may appear as though that credit line is maxed out. KEY INSIGHT can provide you with an expert appraisal that will help you reinstate your home equity line of credit.
Need Field and Desktop Appraisal Review Services?
Have you just been handed a copy of your appraisal and you would wish to have a seasoned appraiser double-check it for preciseness or do you want a second opinion without the added cost and delay of waiting for a whole new appraisal? In a field review we will go out and check the subject and comparables in question. If you're in a rush, we'll provide you with a desk review and verify as many facts as we can using online data sources as well as our own files.
We can also provide you with a a retrospective review of any appraisal you may have had in the past. Even though this is usually requested by banks, you may need to exploit this service if you suspect mortgage fraud related to your house.